Showing posts with label Budget. Show all posts
Showing posts with label Budget. Show all posts

Saturday, July 30, 2016

The Infamous Block 4

Hello all!  I am really making a point to post very often because I know there is a lot I can answer questions for on this side of the program opposed to answering questions when I am gone.  So blocks are finished and everyone is just getting ready and planning for home.  I probably should've packed yesterday but I decided to catch up on some television shows.  Plus I went out for dinner to celebrate the fact that it is my last normal block.  I guess this is the part where I should be sad. Someone cue the tears.  Okay, I will stop laughing now.

So my block exams went fairly well I must say.  You can tell that I wasn't distracted by Walden courses and I truly studied a lot this block.  Since this block is only 7 class days, I really have to make this count!  And yes, you read correctly.  SEVEN days!  And we have 13 days until White Coat ceremony.  And I guess you can say I am a little excited.

So what have I been up to?  Nothing much.  Just studying like crazy.  Since there is no real method of standardized testing in medical school other than the Step 1, our school has implemented NBME exams everywhere.  Most classes have at two like my class has.  NBME stands for National Board of Medical Exams and they just hold onto old USMLE exams.  It's a company like the PSAT.  They hold on to old questions and sell them to people for them to simulate a real exam.  I would say it is a good business because a lot of people use it.

Lunch from a restaurant at Shoal Bay
So with 3 class days left, what do I have to do to pass and move on with my life?  Two presentations, two quizzes, 4 exams, a research paper and Carnival.  I included the last one as a joke but I think you get the point that I have a lot of stuff to do.  Monday, we actually don't have school because it is August Monday also known as the first day of Carnival.  There is a parade and a beach party to go with that.  I really should study so let's see!

My group from my
Pathology poster presentation
In the past few days, I have presented a poster with some lovely classmates and I must say that we BEAST moded that presentation and it is reflected in our grade.  Also, this week we were to turn in research papers to our mentors of our research assignments that some students had the luxury of working on for the last three semesters.  My group has had to make a lot of revisions but I think we still did a great job.  And I have rewarded myself greatly this week!  Mostly because my exam grades were favorable and I am so close to getting out of this place.  Here's a few pictures to showcase how my week has been!
 I can only say that this week, I was blessed.  I was blessed enough to be around great people and have great grades.  As for a progress report on my brother, this week he has decided that he would move his leg in places to make it appear as if he would like to make a run for it.  Sorry little bro but you gotta stay put just a little while longer.  And of course there are some side jokes that come along with that as well.

Dinner with a highly regarded professor
Again, I appreciate all of the people who have helped me on my journey this far.  It has been a long road.  I have met a lot of great new friends and lost contact with a few but our relationships should surpass that.  I would think here would be a good point to ask if I have arranged anything so far for the future move to Chicago.  I signed a lease from here for an apartment in Chicago.  I know it is risky but I didn't want to risk not having a place at all because the area I am moving to is college town.  I think it was a great choice being that all utilities are included.  And I am still arranging what furniture and items that I am taking with me.

Since I only have a few weekends left, I am attempting to live.  For once in my life, I am having the opportunity to live.  I have always been a cautious person about spending and I must say that I think that I have done fairly well.  I really have not increased my debt as bad as I could have but I decided for my last few weeks, that I won't say no as much.  I just wanted to say that I experienced Anguilla versus just lived here.  I think all of my audience would like to hear that I did that as well.

Enjoying Shoal Bay
So what now?   I have almost learned all of medicine.  There is almost nothing else the teachers can teach me.  So now, it is time to put the absorbed information the teachers here have given me and study to take the Step 1!

Gracious words are like a honeycomb, sweetness to the soul and health to the body.  There is a way that seems right to a man, but its end is the way to death.
Proverbs 16:24-25, ESV


Monday, December 7, 2015

The Last Days of MD2 and Residence Rules

Well, it has been a long, long journey but I must say that this semester was fun.  I think I am well rested for what is to come because the next semester surely isn't easy as well as the more intense studying that is needed.  It may be because of the additional assignments and presentations but I don't know.  I will tell you when I get there!

So, it is only a week and a half before I go home.  Today I had my last quiz of MD 2 in physiology.  I must say that I am very proud of myself because I did a lot better on this quiz than I did for all of my other quizzes.  Yay for me.  Just another victory before I start more journey home.  It also sounds like I am going to have a very eventful winter break as well.

So in the past week, nothing eventful has taken place.  I have been receiving a lot of emails however in regards to what to expect when you get to the island.  I can't really say because everyone's experience is different.  It honestly depends on how much spending you plan to do as well as your comfort level.  I would like to label myself as a very frugal person (or just plain cheap).  I don't like to spend more than I need to if I can help it because I don't see the point if there are little children around the world starving for food and I have the luxury of better things.  That's just my opinion.  However, some people expect rainbows and unicorns.

So by now, I am on my third landlord of which I am comfortable being with.  Next semester, I am a little indecisive as to whether I would want to move or not but I will surely keep you updated.  I really like the opportunity to try different areas that can help future students on what areas to live in and what areas to stay away from.  Also, pricing of apartments is a common question.  The answer will always be it depends.  If you live alone, you could pay from $550 on up.  The usual rate I keep hearing from people is around $650 but if you find something cheaper, you've definitely gotten a good deal.  Just make sure that the landlord is nice and they won't try to keep your security deposit.  I actually have one landlord now that owes me about $500.  The problem with trying to sue her is that the courts move very slow here and they usually favor in the Anguillians side.  So if I see her, I will try to convince her to give me something.  Because that money would have been very useful.  Two bedrooms can help cheapen the expenses because the electric bill will be shared.

Some things to think about when getting a place include getting a lease.  Some landlords insist that they will just take your word for it and not give you a lease.  Get some type of documentation in case you have to sue them.  It happens and sometimes you have to do what you have to do.  Also, try to get the utilities covered in the rent.  Unfortunately, if you have air conditioning, this is very difficult.  Most landlords don't want to pay for electricity because students in the past have had bad habits of leaving the air conditioning on.  The electricity is not like it is in the United States.  The electric bills here tend to be very high and the utilities are not very efficient.  I suggest that when you leave your residence that you unplug everything and turn off fans.  This could reduce your electric bill and possibly make your landlord happy that they have a tenant that isn't a hassle.

Another major point to talk about is the water.  Water is not a renewable resource as it is in the United States where we have water treatment facilities.  The water that runs from the facet is not palatable.  If you do decide to attempt to drink it, you will notice a very salty taste.  Water sometimes becomes scarce especially during the seasons when it doesn't rain as often.  It seems now that we are in the rain season but this summer when I came, it was very dry.  Below the houses are well-like structures called cisterns.  Water is pumped into them when they are empty from the water companies on the islands and also when it rains.  Be aware of where the opening is located so you can check your water usage as needed.  So just be aware of when you're washing your hair, brushing your teeth, washing that extra load of laundry and doing dishes of how much water you are using because it can be expensive.  So now that you know it isn't a good idea to waste water, I know you are wondering, what do I drink?  I actually drink a lot of water.  Many students tend to buy bottled water when they get here and save the bottles.  The school has a water fountain.  That's all I am going to say so you can't say I told you to do anything.  *Whistling as I walk away.

Finally, transportation can be another issue for people.  I think many of you experienced the journey of how I obtained a car on this island with me.  Transportation is dependent on you.  I honestly think I could have not had it but I just can't study outside of the library for some reason so coming to school on the weekends helps me remember the information better.  So, again, it depends.  Where is your study space?  It could be at your residence, school or someone else's place.  It doesn't matter.  If you live within walking distance of some places and you feel comfortable walking, go for it.  And occasionally a classmate may see you and pick you up on the way as well.  Renting is pretty easy to do and the rates are about $300 per month.  Buying a car seems like more of a hassle however you may get the cost of the car back in the end.  So the return on investment is better.  Overall, it is your choice.

Well this post went in a direction that I didn't plan on but I again hope this was very helpful.  This weekend is the White Coat Ceremony for this semester's MD4s. I have a few friends that will be transitioning to Chicago and I will include pictures at their discretion.  We have exams next week and I think I have a beach trip planned before I return home on the 19th.  I will be sure to update you after I can call myself a MD3 but before the new year.  Before I go:

Who are you to judge another’s servant? To his own master he stands or falls. Indeed, he will be made to stand, for God is able to make him stand.
-Romans 14:4, NKJV

Tuesday, September 22, 2015

Time Management and Transportation?!

Hello All.  I would just like to say that I appreciate all the views of this blog.  I believe this blog is serving its purpose of helping others, and that was my primary mission.  This week is the week of blocks already, but I thought since I have a little bit of time to kill that I would take a break from studying and share something today.

I have been getting a lot of feedback this past week pertaining to time management.  A lot of my classmates explain that they wouldn’t be able to juggle Walden University with Saint James School of Medicine.  I honestly have to say, some days I wonder the same thing myself, but it is all about time management and what you do with your free time.  I don’t have a regular schedule that I follow, but I have figured out that every time I have a free moment that I should use that free moment to do something constructive.  I will admit that some days are more productive than others such as Sunday when only studied for about two hours total and I was in the library for six hours.  It’s all based on how you utilize your extra time.

With Walden, I usually have a discussion and an assignment due each week.  With it being block week, this time management is a little bit tougher.  Honestly this week, I will attempt to get my assignment finished between now and tomorrow so on my study day, I can focus primarily on my coursework.  Little perks such as that are always very helpful in the long run.  When I am not proactive, I usually end up forcing myself to race against the clock to finish my assignment in about a few hours and turn it in before the deadline.  I still can write a 5-page paper pretty fast, and I thank my undergrad for that.  My opinion on time management of the two schools boils down to how you prioritize yourself and time management.  A lot of studying is involved in medical school, and the discussion posts are based a lot on personal experience to justify your reasoning of the concepts with the masters degree.  I use the books from Walden, which are shipped to the school each semester as a guide.  I hope this helps anyone who has questions about this matter.




Anguilla Temporary License
My Temporary License for Anguilla
2000 Mitsubishi Libero
My Car while I'm In Anguilla
2000 Mitsubishi Libero
Okay so now a follow-up from the previous post, I have officially bought a car in Anguilla.  It looks……nice, I guess.  I honestly just wanted something that got me from point A to B.  It seems thus far that it will do that so I am not complaining plus it has air conditioning so I can’t complain.  A picture of my car is below along with my license.  And yes, my license is a piece of paper.  You receive the temporary license from Inland Revenue, and it is only $20 US.  I would like to include that with buying a car, you purchase car insurance for a year or six months.  Purchasing it for six months doesn’t make much sense because you pay 70% of the full years’ cost.  Luckily, insurance is not the same cost it is in America and is only $500 for a whole year.  And pick your jaw up from the floor because that is $500 EC which is about $200 US.  Not bad, huh?  If at any time you need details about that, don’t hesitate to comment or send an email because I am not endorsing this company.  Also, they would like for you to include your previous license to vouch that you have been driving for over two years.  My previous license I broke into three pieces and had to receive a duplicate.  And it didn’t help that I received it just before I got here.  So for anyone that plans to buy a car versus rent a car here’s your heads up.  I also must mention that while I was driving back to school after buying the car, there was a herd of goats in the middle of the street walking slow as can be and I just thought it was oh so lovely!  I'll add a picture of that for humor.








Next, I have to get the car licensed because the previous owner wants to keep her license plate.  So that’s apparently around another $250 US.  I forgot about how much stuff like this cost.  But I will keep you guys updated on that.  I must say that my independence that I now have been completely worth it.  I was able to attend the health fair that we had at the grocery store on Saturday that was sponsored by the Anguilla Red Cross.  We had a great time and below is a picture of a few friends and me.  I must say that we look very diverse!

My Friends and I at the Anguilla Red Cross Health Fair
Alright so I must end this and get back to studying for the beast this Friday, and I appreciate all prayers made by my audience.  I hope you all have a great week and last but not least a verse that I received from someone who has been reading this blog:

Iron sharpeneth iron; so a man sharpeneth the countenance of his friend.
-Proverbs 27:17, KJV

Wednesday, September 16, 2015

Physiology and Biochemistry Woes....

Hello all once again!  I just wanted to give you all a brief update on my life.  It feels like it's been a long week although it's only Wednesday.  This week has been full of interesting little things.  Yesterday we had our first physiology quiz which seemed way too easy.  With that said, I will let you assume how well it went for me!

But how should I start this off.........

Well on Sunday, I came to the library.  I used to get rides from the librarian because we went to church together but since I've been back to the island, I have been more solitary.  I absolutely HATE asking for rides.  It is honestly just so annoying that I would rather hitch one than be that person that you talk about that you are always giving a ride.  As the library closed, I honestly did not know at all how I was going to get home.  It is not the greatest feeling either so it just so happened that a lovely young man with a good heart decided to take me home.  It was a nice gesture but that is the last time I ever want to be stranded like that.

When I got home, I called my mom to discuss possibly getting a car.  As I have mentioned before, I don't have a lot of money nor do I come from money so this was all the money that I have remaining until I receive my financial aid from Walden.  So, yes.  I'm pretty much hurting for money but because I need it, I will get it.  We agreed on what I should do which is not let me be stranded again so that equals get a car.  I think I've found one but I will definitely post my chariot when I get it.  Just FYI, the cars here are not always the greatest but if you remember that they are only to get you from point A to point B, you will be fine.

Another thing that I did consider was the fact that since I am purchasing a vehicle that all maintenance is up to me.  Yes, I see why people rent a car but being that I have met so many people on the island that are like family to me, I have faith that I will be alright.  Plus I will have to sell it but I think I will stay on the island until the end of the month after my MD 4 semester.

Monday and Tuesday were spent studying for physiology of course but I have honestly neglected studying for biochemistry since the beginning of the semester hence the title.  I honestly feel bad but I am truly leaning on my background in chemistry from college but I don't think I can any longer.  I just started literally studying for it in the last three hours.  Two PowerPoint's down and eight more to go!  And yes you read that right.  I don't need the ridicule because I know that was a bad idea.

Not to mention that last night I went to dinner with the Walden University representatives and a few students.  Oh my, the shrimp was so good but I do regret that two hours that I could have been in tutoring for physiology.  Oh well, I can't change what happened now.  The Walden representatives did pitch an idea for us, the students, to develop a way we can organize something that could potentially impact the island.  It is a very good idea but I am trying to fit in the time to do Walden and this program in itself.  And that's stressful enough.  But I have some ideas in the back of my mind.

This post is getting a little long and I have to return to studying so I will leave you guys with this:
And did all drink the same spiritual drink: for they drank of that spiritual Rock that followed them: and that Rock was Christ.
-1 Corinthians 10:4, KJV

PS: I promise if I do get some wheels that I will take a picture and list ALL the relevant details in case you would want to do the same.

Tuesday, June 30, 2015

Estimated Budgets and Other Budget Busters as a Student

BLOCK 2 is finally OVER!!!  Okay, so I completely understand that you may not even know what that means but basically the semester is divided into 4 sections called blocks.  The end of the blocks have celebratory exams to assess your learning of that section.  I would say that I did better than last semester.  At this point, I just want to make sure that I pass.  A’s and B’s are not my major concern because after all this is medical school.  To celebrate, I went with some friends to Mead’s Bay to a restaurant called Blanchard’s.  Here’s a few pictures if you want to see my adventure as well.
So today’s topic is financials.  A few days ago, I posted on Facebook that if anyone wanted to contribute to the poor fund of Ariel Sheppard, to send me a message.  I think everyone thought it was just a joke although I was very serious.

Since I have been here, I have been milked for money.  Actually before I left home.  Before leaving home, everyone in my class received an email stating that the immigration laws have changed in Anguilla and they now require that ALL students have the student visa documentation from our class on.  This is before we find places to live and after we’ve paid about $10,000 for tuition and enrollment fees.  By the way, the $1000 to hold your seat does NOT go toward your tuition but to the enrollment fee instead. The student visa documentation requirement cost a total of $600 consisting of a $100 application fee and $500 documentation fee.  The application is actually due today as a matter of fact.  I didn’t plan to spend this much money in my first semester but it is very difficult not to when you have fees such as this.

Also, to point out, the upperclassmen don’t have to worry about this fee because they are exempt so this is only for future classes.  Sounds a little unfair in my book, but life is unfair.  My class did argue that we were misinformed about this fee because it was never mentioned in the webinars but the argument was that we were told that additional fees may apply.  I hate the fine print sometimes.
Either way, between the price of an apartment with electricity, internet and gas plus the cost of food, I think it is safe to say one could spend $700-900 per month easily.  For example, I pay $480 for rent and electricity was $36 which was split between 4 people.  Internet can be about $80 a month if you get it from the cable company which has the fastest speed.  Gas for cooking is needed depended on how often you cook.  Not to mention the cost of water when you have a cistern but depending on how much you use it or if the landlord covers it depends on how much you may spend.  About 5000 gallons is around $300.  And the cost of food?  I’ll take some pictures and let you decide.  All prices are in EC which is $2.68 to our US $1.  When I am shopping, I typically divide everything by 3 to overestimate the cost and determine if I would like to buy whatever it is I am looking at.  Depending on if you like to go out to eat determines the extra cost you could incur.  The restaurants here don’t exactly have lunch specials or anything similar.

Another thing that may affect your wallet, it is not necessary to buy that 90 day return flight ticket when you enter the country because you get a stamp that last 6 months.  And yes you could use this instead of the student visa but Anguilla just now wanted to start enforcing this law.  Attempt to rent somewhere that comes with a car.  Or just make some friends with people who drive so you can go places when needed.  Plus, if you needed to start a diet, it’s very easy because the cost of snacks and sweets is more expensive than fruit.  I’ve already lost 23 pounds thus far.

So the words for the week include that of faith while taking the wisdom of others.  This week’s sermon included scripture from Daniel when he was convicted of praying to God by his peers but he was spared in the lion’s den like I was for exams.
My God hath sent his angel, and hath shut the lions’ mouths, that they have not hurt me: forasmuch as before him innocency was found in me; and also before thee, O king, have I done no hurt.

-Daniel 6:22

Thursday, June 4, 2015

New Block, New Day

So I know it has been a while but I got into the groove of school and when I had to time to mess around, I kind of forgot to write on here.  But I promise to do better I promise. I must say that I am handling two schools very well.  Or so I think.

If you recall, I am attending Walden University at the same time attending Saint James School of Medicine.  Yes, I know.  You don't have to tell me.  I know.  It is difficult but a lot easier than you think.  I only work on Walden University work twice a week.  And I am pursuing a Master's in Higher Education so that makes it a lot easier.  I have two other classmates pursuing Master's in Business and another Master's in Healthcare Administration.  Overall, I think my program is the easiest.  Plus it's helpful in paying for my education for St. James.  I will add that the refund that I received from Walden is not enough to cover the cost of tuition which does not even include living expenses.  So still, I will have to apply for the Delta loan so that I can eat and sleep somewhere safe.

Now onto what you really want to know about.  I survived Block 1.  Block is how the school divides the semester and it is the exam period for all of your courses.  I will also add that everyone has them at the same time which is good and bad.  The upperclassmen are the available tutors but being conscious that they are studying for their exams as well as helping you study yours can make you feel more considerate when asking them questions.  I won't share how I did but I will say that I am pleased with my first quarter grades and I think I could of performed better.  It wasn't the greatest start but I know I have a chance of surviving MD 1 if I perform consistently.

I also will share that starting in the summer is an advantage because of the many holidays that we observe.  Already we have had three days off from school because of holidays.  I'm not complaining because the extra study day wasn't a bad thing.

So far, I think that my favorite course is embryology.  It may be a little biased because I do like the human life a lot but it's a great course overall to see how our organs came to be.  I can only say that everything has its specific place and our body was made in its way for a reason.  I can honestly say that I am amazed in all my courses at least once per class.  So generally about 4-5 times daily.

But I think someone would rather know about my study habits.  It makes a lot of sense since I wake up to this everyday.
View of St. Martin from my Porch
Not to brag but it's there.  Every morning.  Beautiful as ever.  I did say when I moved here that I was going to enjoy it as much as I can.  I very much appreciate my view each and every morning.  I will mention that my budget has been blown since I've been here.  For future reference, I'm going to have to do better.  Back to my study habits.  I will also mention that my study habits are going to start changing for this Block because cramming for a week before the exam was just not the right thing to do.  I am actually starting strong by reading through the material before class and it is really helpful.  I also suggest asking for help when you need it because before our review lab the week of blocks, I had no idea what the names of the coronary vessels were until I asked the professor and he showed me one by one on the cadaver.

I also will admit I did call home crying (home sick) last weekend because I had no clue as to why I came down here but this blog is a reminder of what this journey is about.  I will say that when I moved here, I did not rent a car at all.  A lot of students do to get around and maintain their sanity.  I suggest it if you can afford.  Me, however, I don't come from money that allows me to do such a thing.

I also have to mention that for some humor that the bus driver really would like to take me on a date.  Well, that is a great idea and all especially being that I mentioned having a boyfriend before.  But getting on the bus every morning hearing "Good Morning Gorgeous" isn't bad either.


 So far, this journey has been full of happy moments and tears at the same time.  I am praying for better days and study habits.  Tomorrow night, there is a block party at this island called Scilly Cay.  I'm not going simply because a professor said it is pretty expensive to drink there and drinking with people I don't know just doesn't sound very safe as well.  I'm sure that I would rather study and go to a beach on Saturday anyway.  I know I sound like a party pooper but there are plenty of opportunities to do things.

Blessed is the one who perseveres under trial because, having stood the test, that person will receive the crown of life that the Lord has promised to those who love him.
James 1:12, NIV

Tuesday, April 14, 2015

Quitting Time

So, Quit Day!

Literally, I just walked into my bosses office and said, "Sir, I would like to turn in my two weeks notice now."  He said he had no clue about this going to take place.  Of course he wanted to know if I was going to a competitor but I responded that I was going to medical school in the Caribbean.  Anguilla to be exact.  And the response I received was, "okay."

So much for a lot of drama and action from someone who "values" you, right?  It's okay because all of the events leading up to this moment told me that I wasn't supposed to be here.  I really thought that I was supposed to work here when it all started and work here until I retired but that isn't the case.  I just don't want to work anywhere where because I don't have a PhD determines if I can be a chemist when in fact, I am a chemist when I graduate college.  Sounds a little demeaning, right?

Other than that, it was really hard telling my coworkers that I was leaving especially the ones I consider my "sisters."  They were happy and mad in the same sense but for good reasons.  The ones that I had told previously, were rooting for me to turn in my notice so the "celebration" could begin.  I must say that it felt really good to turn it in and get the secret over with.  Now, time seems to be going faster than ever.

So, instead of having the option of not working my two weeks, I was told that I had to work.  According to the policy, it says you have an option.  So honestly, that means that I will sit in my office for the next two weeks with my feet propped up.  I did not leave them without some direction of some of the things that I was doing.  I at least wrote procedures and notes on how I did a lot of the processes we used.

The group meeting we had on the following Monday was pretty interesting as well.  I assumed that my boss was going to inform the group of my decision but he actually deferred that to me.  It took everything in me to say, "Well, I quit."  That isn't exactly very professional sounding I would say but it would've gotten my point across.  It seemed everyone was happy for me; even the people who falsely accused me of harassing them.  But that's a story for another day!

So, I have gotten rid of a lot of things in my office to other employees and I am ready to say farewell now but I am sure that this torture is going to last longer than I want it to.  Thank God for sick days though because I don't know how I would make it without it.

Also, for a school update.  Since last week, I submitted the final document needed for traveling and have received my official acceptance letter to go to Saint James School of Medicine.  I can't tell if I am more nervous, scared or excited to be chasing my dreams.  I also received an invite from my peers in a group on Facebook which is helping us to get to know one another.  Seems like our class size will be really small but I guess time will tell.

This new path is starting to take shape and I hold my trust and faith in God.  He has made it absolutely possible for me to accomplish everything from birth to now and I owe everything to Him.  The scripture below is a brief description of how I feel right now!

 For I’m going to do a brand-new thing. See, I have already begun! Don’t you see it? I will make a road through the wilderness of the world for my people to go home, and create rivers for them in the desert!
-Isaiah 43:19, TLB


Monday, April 6, 2015

Am I Really Ready to Leave?

That is the question of the hour.  Well, there are many factors to that question that I have to consider but I would rather talk about 4 of them.  The factors that matter the most about my decision to go to school are: my job/career, my family, my friends (or what little I have of them) and my church.

Gulfport, MS
I think from the earlier posts, you can tell that my job will be one of the easiest transitions.  I honestly don't like my job.  I never thought I would grow to hate going to work every morning but it is very hard to be the only optimistic one at work on most days.  I will miss the trips that I got to take to places such as New Orleans with my boyfriend, Gulfport, MS with a coworker and Wilmington, NC with coworkers.  These are just a few of the excursions I got to experience while I was employed with this company which are the highlights of what happened while I worked here but it doesn't match up with the day to day things that I have to deal with in the office.  I have heard from many individuals that have worked here and left here to find another employer due to the lack of advancement.  I have no intentions of going to graduate school for chemistry due to my failure before (yes, I flunked out of a chemistry masters program) because my passion lies elsewhere.  I like what I do and I will take my knowledge with me.  I just know that waiting 30 years to only be called a scientist is a waste of my time, talent and knowledge and this is the best move to make me happy.
New Orleans, LA with the Boyfriend

Secondly, my family will be a major factor of questioning my readiness to leave.  I am worried about my parents who will not have anyone to lean on except our church family being that they moved to Atlanta, GA from North Carolina to be closer to me.  My father is on disability while my mother has yet to find a job after searching for over a year.  I'm sure they will be fine but I am just hoping that everything happens to them in their favor.  Also, my oldest brother has found the one and I am scared that I will miss out on this important stage of his life.  He also has my niece and nephew which I will have to miss out on this part of their lives.  One of my younger brothers is getting his life together as well as figuring out life with his daughter.  She is only 3 years and my little buddy but I think she will forgive me in the long run.  Also, my youngest brother is just now starting to realize how to live life.  That's all I can say about him because he needs me more than he knows.  And last but not least, my sister.  I finally started to have a relationship with my younger sister after not seeing her for over 10 years for that to abruptly change and I not hear from her in over a month.  I wish that our families were on better terms so that she can see how it is possible to achieve her dreams as well.

Random Walking Downtown in Atlanta, GA
My friends do mean a lot to me but I do understand that they want what's best for me.  I saw one friend get married this weekend.  My best friend is trying to figure out her dream and be what she can be.  I don't have very many close friends so this is the easiest portion of all.  And last but not least, the boyfriend.  I would think it would be more difficult but being that we have dated less than a year and I tried to cram a year into 8 months after he didn't want to, it is a lot easier to leave.


My church is very special to me.  Other than work and home, this is the most likely place that you would find me.  I just love how I am able to learn so much from these people biblically.  It's not always the classes that teach you something but their actions that tell you they are living the way that they teach.  Although some don't teach at all, their actions speak volumes.

Finally I have finished my resignation letter to be handed in on Friday.  I have been avoiding it but I have finally completed it.  It wasn't as hard as I thought it would be but I also told my best coworker.  That was a heavy weight because she is out on leave at the moment but she won't be back until I leave.  I just felt the need to tell her that I was run off from here but it is for a better me!



Monday, March 30, 2015

$122.62

I’ll ask the question that you may be thinking: Why did she title this one $122.62?

Last week, I went to my leasing office of my apartment complex to pay my rent with a check since they don’t have it set up to pay online anymore.  I asked them the total of my water bill so I could write the correct total on the check.  Well, the leasing laws with the state of Georgia are entirely different from what I initially thought of them to be.  All in all, if you are not going to renew your lease, give a written notice 60 days before your lease is supposed to end.  I did not know this information.  So I gave 60 days’ notice to vacate in February.  My lease was supposed to be terminated on March 4.  Of course there was a fee and it now cost me approximately $400 more than I budgeted for housing than I expected.  I literally almost cried as I wrote that check and handed it to the staff there.  I must say that it was a lesson learned. 

At work, I finished a project for another person to be told that I wasn’t the project manager for that project.  I also wrote a 25 page report that was reduced to 12 by my boss saying that the information I included wasn’t “necessary” for the audience of the report.  I just continued to bite my tongue about it and then realized that the report was no longer my report at all and he had completely rewritten everything I worked so hard on.  I didn’t want to dwell on these feelings but it’s hard to see the light at the end of the tunnel when you don’t feel like you’re moving fast enough to see it.

Also this week, I went to visit a woman I consider a grandmother before going to bible study every week like I always do.  When I was leaving, I contemplating whether even going to bible study when my mother called begging me to come and eat some chili at church.  So I can’t say no to that.  I get to church and it’s just so happen that the guy I sit next to knows someone who is currently attending Saint James.  He sent him a text for him to call me.  He claimed that there were some things that I should know before going to school there.  What those things are, I may never know because I never got that call.  But who knows?!

As if I couldn’t get any more clouds of doubt in my head, I checked the mail and received my electricity bill.  I opened it swiftly because I was anxious to see if that was in its normal range.  The bill was for $122.62.  I just cried and cried.  I was starting to have doubts about leaving especially after the week I had and the amount of money that people were all of a sudden thinking that I was made of.  My boyfriend came over that night and told me that I was going to school because that was my plan.  I immediately dried my eyes and said thank you.  I think that was all I needed to snap out of my funk that I had. 

Overall, you can’t let things happening around you and other people’s opinions determine your fate on how things are supposed to go.  In other words:

The light shines in the darkness, and the darkness has not overcome it.

-John 1:5, ESV

Monday, March 23, 2015

Arrangements I made Before the BIG Adventure Or Arrangements I made to save money Part 2

The only arrangements that I made for leaving the United States couldn’t just be monetarily, right?  Of course not.  So other than saving money, what else did I do to prepare?

Well, I read a lot of forums (ValueMD) and discovered that people finance their medical education overseas by going to school online for various programs but the most mentioned was MBA.  I did more research and discovered that Walden University has a partnership with Saint James and takes 20% of tuition fees if I use their school.  Somehow they also talked me into taking classes in June!  I will mention that I am very easily persuaded so it took them little effort to do this.

So I took classes to see how I could balance a job and online schooling as well to kind of give me the feel for how it would be at the island.  It was tough.  My motivation to do the work was sometimes very low although I did do it.  Also, the classes themselves were pretty easy I must say just time consuming at times.  I started off in the Certificate of Clinical Research Program because it was in the health field.  I hated it.  As I went through the introductory course, I realized very fast that it was not the field for me.  It may be for someone else but it really made no sense for me to take those courses.

After the first class, I started the Certificate of Applied Project Management.  I picked this degree because it would help me with work (even though I plan on quitting) and it also filled my desire to learn to lead.  I wouldn’t say that I am a natural born leader but I could always use training to help me be better than I am.  Plus it would help me with a project that I am working on at work that I probably won’t be able to complete.  I think the main reason that caught my eye would be that it would help me in meeting my goal of having my first semester paid for.  And I will say that it helped in getting about half of it being that I had a lot of hiccups.

But of course, what else did I get to prepare for school?  I bought a host of things including a new laptop, suitcase, and I started “watching” items on eBay to buy as the time gets closer.  I also found many sites to watch the plane ticket prices so I could choose the cheapest tickets possible.  So far, it looks like Spirit may be winning that race by a couple hundred dollars although you have to pay for checked and carry-on bags.  The only catch is having to leave earlier than expected.

Leaving earlier than expected would allow me to have some “vacation” before school starts but I will be leaving my friends and family sooner than later.  Sometime back in August, I met a wonderful man that is standing behind me for this decision but I am leaving him in a city with a lot of very thirsty women.  On one hand, I know I need to make myself happy but on the other I want to make sure that they are keeping their claws off of him.  But after 6 months, I have no doubts that nothing can come between us. 

My other worries are my family.  My family is not the greatest ever but what family is?  This year, I have seen my younger sister more than I have in my entire life.  She is 14 and could really use a good influence in her life.  I am really disappointed that I can’t be that person for her but I am sure that if I keep praying, she will be okay.  I also have my brothers.  I have one in Raleigh, NC and he is still trying to figure himself out.  Then I have one here in Atlanta, GA that is trying to be the best father he knows how.  I applaud him of his efforts because he is one of the best fathers I know.  My older brother doesn’t worry me as much anymore because I know he has found the “one” as long as he doesn’t mess it up.  Then I have my parents.  They moved from our hometown of Micro to the big city of Atlanta, GA last year for my mom to find a job and she is still searching.  Without me, I don’t know if they can stand on their own but we’ll just have to see.

Overall, I have made a decision to leave and better myself.  Sometimes we have to leave our comfort zone and go into unknown territory.  Or it’s better said as:

Have I not commanded you? Be strong and courageous. Do not be frightened, and do not be dismayed, for the Lord your God is with you wherever you go.”

-Joshua 1:9, ESV

Monday, March 16, 2015

Arrangements I made Before the BIG Adventure Or Arrangements I made to save money Part 1

So to pick up where I left off, I made a goal to save enough money to finance one semester of school.  According to the school website, it is $7,750 per semester at the Anguilla campus where I want to attend.  So this would be the first instance in my life where I needed a budget.

My family is not good with money which meant I needed to become my own expert.  So of course I used Google to educate myself on methods of making a budget.  I do remember from researching that a site suggested we should stop making budgets on napkins and notepads.  This idea is not feasible because one would be very likely to only look over it once and then later throw it away.  They suggested using something that you can read over periodically.  And I will mention that I was a notepad budgeter.

So, I made a spreadsheet.  Using the spreadsheet allowed me to predict my balance if I followed it correctly and as planned.  I inputted all the average amounts of my bills and spending habits and it calculated the balance of all my accounts.  I will be honest in saying that a lot of the time; I didn’t save as much as I could because I deserved to have little fun.  Right?

First thing I did after starting my budget was……..

MOVE!  I had an apartment that was 16 miles from my job.  To individuals that live in a city, that is far away opposed to those who live out in the country who wouldn’t think it was far at all.  Before moving to Atlanta, GA for my job, I lived in a town called Micro so I think you can picture the difference.  Plus you can see how I ended up living where I did.  So after looking over my bank statements and realizing I spent over $250 a month on gas alone, it really added to the thought of moving closer to work.  And when I found a place closer to work, it was 1.6 miles to work.

During the time of my budget, I saved up to $650 a month while having some hiccups here and there including car repairs, my job changing the pay schedule and a promotion.  My parents had some hiccups in the finances and I helped them out quite a bit including having to input them into my budget.  I started realizing in February that I would have to start learning to say the word no if I wanted to have enough money to go to school.

Overall, I am pleased at the arrangements over things I did to make school happen for me.  I think that this experience taught me better money management for when I will theoretically not have any money.  Inspiration for today:

If you plan and work hard,
    you will have plenty;
    if you get in a hurry,
    you will end up poor.

-Proverbs 21:5, CEV